India's lending ecosystem is entering a new era - powered by AI, digital infrastructure, embedded finance, and intelligent credit innovation. The 6th Edition in Chennai, Elets NBFC100 Tech Summit, 2026, brings together the country's leading NBFCs, HFCs, MFIs, fintech innovators, regulators, and technology leaders shaping the future of lending.
For over two decades, the Elets NBFC100 Tech Summit has remained India's most trusted platform to exchange ideas, forge partnerships, and drive the next chapter of financial transformation. As South India emerges as a major force in financial growth and digital transformation, Chennai becomes the meeting point for the leaders building India's next lending infrastructure.
& many more ...
Executive Director & CEO
Sa-Dhan
Leaders driving India's NBFC, HFC, MFI and fintech ecosystem โ on one stage.
and many more...
Chennai has hosted some of the industry's most important conversations around AI, lending, innovation, risk, compliance, and digital transformation. The journey continues. The momentum grows.
NBFC credit is growing ~1.7ร faster than the banking system.
India's second-largest credit ecosystem.
A fast-growing major state economy.
A vast small-business credit market.
India's 2nd largest small-business credit market.
Explore how AI, data intelligence, automation, and predictive analytics are reshaping underwriting, collections, customer journeys, fraud detection, and operational efficiency.
Meet the region's most influential NBFC leaders, fintech innovators, regulators, and digital transformation experts under one roof.
Exclusive boardroom-style discussions on responsible lending, regulatory resilience, co-lending models, collections transformation, and scalable growth strategies.
Experience next-generation lending technologies across AI, analytics, cloud, cybersecurity, LOS/LMS platforms, embedded finance, automation, and customer experience solutions.
Connect with NBFC decision-makers, policymakers, fintech founders, investors, and technology providers driving India's digital credit ecosystem.
Celebrating the leaders, institutions, innovators, and technology pioneers redefining the future of India's lending ecosystem.
What We'll Explore
Building scalable, AI-enabled, secure, and future-ready lending ecosystems.
Balancing innovation with trust, governance, compliance, and customer protection.
How lending is integrating seamlessly into digital ecosystems and customer journeys.
Strengthening collaboration between NBFCs, banks, fintechs, and infrastructure providers.
Reimagining engagement, servicing, collections, and retention through automation and intelligence.
Expanding credit access through digital infrastructure, alternative underwriting, and inclusive finance models.
Securing India's rapidly evolving lending ecosystem against emerging threats.
How modern infrastructure is transforming scalability, agility, and operational resilience.
FIDC
Itโs great to see such focused discussions around technology, inclusion, and the future of NBFCs. What stood out to me was how the sector is evolving into a regulated, technology-driven ecosystem that contributes strongly to inclusive growth. The conversations around digital lending, Aadhaar-led transformation, and regular data-driven reporting were very relevant and insightful. Elets is doing a phenomenal job by bringing the right industry leaders and tech perspectives together on one platform.
Raman Aggarwal
Chief Executive Officer
Tata Consultancy Services
Itโs great to be part of a platform like the NBFC Tech Summit, where NBFCs, technology partners, and industry stakeholders are coming together. We had the opportunity to interact with many customers, OEMs, and partners across cybersecurity, cloud, and digital transformation spaces. One key message from our side is that TCS is fully committed to the NBFC segment with tailor-made solutions, platforms, infrastructure, and applications designed specifically for NBFCs.
Shiv Maiyl
Head of Sales, BFSI & Platforms
Shriram Capital
Absolutely lovely atmosphere, lots of speakers, insights, and companies here - very well done. The discussions around AI, analytics, and removing inefficiencies in NBFCs were very relevant. What really stands out today is how digital payments and UPI transactions have accelerated transformation and financial inclusion even in the most rural areas. Platforms like these create opportunities for companies to collaborate, co-create, learn from each other, and build stronger industry connections.
Ajay Thomas
Group Chief Digital Officer
IBM India & South Asia
โIt was very insightful with a lot of discussions, and I was really excited to see the extent of investment NBFCs are making with the help of AI. One thing that really impressed me was how AI is being utilized to reach semi-urban and rural customers and assess credit risk beyond traditional methods. The conversations around AI governance, data protection, explainability, and responsible decision-making were extremely important for the future of digital lending.
Pradeep Vasudevan
Segment Leader, Data & AI
PNB Housing Finance
Events like the Elets NBFC100 Tech Summit are creating meaningful conversations around digitisation, data-driven lending, and customer intelligence. The discussions around CKYC, Account Aggregators, and digital ecosystems clearly reflect how the industry is moving towards faster onboarding, better financial insights, and more seamless customer experiences.
Anubhav Rajput
CIO / CTO
ACTICO
โWhat India is doing in digital lending is very smart - having a good regulator in place, smart decisioning, and absolute growth. The discussions around financial inclusion and how financial products can reach people in rural areas were really important. The enthusiasm in the room, the action, and the conversations around AI, regulation, and growth were overwhelming. Events like this really help bring together the ecosystem and drive meaningful discussions for the NBFC industry.โ
Ruben Alink
Managing Director, APAC
Satin Housing Finance
Itโs an awesome platform. It gives people like us valuable insights and opportunities to meet, greet, and collaborate with others. Every time we cannot talk only of numbers, and since we all come from very different backgrounds with varied experiences, collaboration is the name of the game in the future. The discussions around regulation, digitisation, AI, and financial inclusion were very insightful, and I think this platform really brings the NBFC ecosystem together.
Amit Sharma
MD & CEO
Runo
What really stood out for us at this summit was how strongly the NBFC industry is focused on solving real operational problems through technology. The discussions around AI, calling dependency, and digital transformation were very relevant. At Runo, we have always believed in building solutions that address real pain points, and itโs encouraging to see the enthusiasm and action in the room around technologies that can genuinely improve efficiency, monitoring, and customer engagement.
Rajsekhar Patnaik
Founder & CEO
Past Speakers
Sa-Dhan
ED & Chief Executive Officer
Finance Industry Development Council (FIDC)
Chief Executive Officer
Stratinfinity Inc
Chief Executive Officer
Tamilnadu Industrial Development Corporation Ltd.
IAS, Managing Director
Sa-Dhan
Vice President & Regional Director
AEGMA Capital Services P Ltd
MD & CEO
Vedika Credit Capital Ltd
Managing Director
Samunnati Financial Intermediation & Services
Executive Director
Shriram Capital
Group Chief Digital Officer
Shriram Finance
Chief Digital Officer
Vivriti Capital
CTO & CIO
Sundaram Home Finance
Chief Operating Officer
Hinduja Housing Finance
Chief Operating Officer
Aptus Housing Finance Company
Chief Technology Officer
Vivriti Capital
Chief Information Security Officer
DMI Finance Private Limited
VP & Chief Information Security Officer
Hinduja Leyland Finance
Chief Risk Officer
Namdev Finvest Private Limited
President & Head of Technology
IIFL Samasta Finance Ltd
Chief Credit Officer
FlexiLoans
AVP — IT
Muthoot Microfin Ltd.
Chief Technology Officer
Bharat Financial Inclusion Limited
Head — Digital Transformation Programs
Dvara KGFS
Chief Product Officer
LaRaksha Impact Finance Enterprise Pvt Ltd
Chairman & MD
Aumnee
Chief Business Officer
IBM India & South Asia
Automation Software Leader
Runo
Founder & CEO
IBM India & South Asia
Segment Leader, Data & AI
IBM India & South Asia
Technology Sales Leader, Automation
And Many More
The brands that have powered India's biggest & longest-running NBFC congregation, edition after edition.
Moments from the NBFC100 Tech Summit
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