NBFC
09 July 2026 | ๐Ÿ“ Chennai23rd Elets NBFC100 Tech Summit 2026Express Interest NBFCs, MFIs, HFCs & Tech Innovators Converge6th Chapter in Chennai 09 July 2026 | ๐Ÿ“ Chennai23rd Elets NBFC100 Tech Summit 2026Express Interest NBFCs, MFIs, HFCs & Tech Innovators Converge6th Chapter in Chennai 09 July 2026 | ๐Ÿ“ Chennai23rd Elets NBFC100 Tech Summit 2026Express Interest NBFCs, MFIs, HFCs & Tech Innovators Converge6th Chapter in Chennai 09 July 2026 | ๐Ÿ“ Chennai23rd Elets NBFC100 Tech Summit 2026Express Interest NBFCs, MFIs, HFCs & Tech Innovators Converge6th Chapter in Chennai 09 July 2026 | ๐Ÿ“ Chennai23rd Elets NBFC100 Tech Summit 2026Express Interest NBFCs, MFIs, HFCs & Tech Innovators Converge6th Chapter in Chennai 09 July 2026 | ๐Ÿ“ Chennai23rd Elets NBFC100 Tech Summit 2026Express Interest NBFCs, MFIs, HFCs & Tech Innovators Converge6th Chapter in Chennai

India's Biggest and Longest-Running NBFC Congregation

Date 09 July 2026
Venue Hilton Chennai
Format In-Person Top NBFC Leaders
โ˜… Powering India's Next โ˜…
โ‚น
Credit Revolution
Host City
CHENNAI
โ˜… India โ˜…
Scroll to explore

Designing the Future of
India's Lending Infrastructure

India's lending ecosystem is entering a new era - powered by AI, digital infrastructure, embedded finance, and intelligent credit innovation. The 6th Edition in Chennai, Elets NBFC100 Tech Summit, 2026, brings together the country's leading NBFCs, HFCs, MFIs, fintech innovators, regulators, and technology leaders shaping the future of lending.

For over two decades, the Elets NBFC100 Tech Summit has remained India's most trusted platform to exchange ideas, forge partnerships, and drive the next chapter of financial transformation. As South India emerges as a major force in financial growth and digital transformation, Chennai becomes the meeting point for the leaders building India's next lending infrastructure.

Summit at a Glance.

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Senior Participants
0+
NBFCs, HFCs & MFIs
0+
CXOs & Industry Leaders
0+
Technology & Solution Partners

Partners

& many more ...

Jiji Mammen
Programme Chair

Jiji Mammen

Executive Director & CEO

Sa-Dhan

Our Speakers

Leaders driving India's NBFC, HFC, MFI and fintech ecosystem โ€” on one stage.

and many more...

Chennai ยท NBFC & HFC Connect

Five Editions. One Legacy.

Chennai has hosted some of the industry's most important conversations around AI, lending, innovation, risk, compliance, and digital transformation. The journey continues. The momentum grows.

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Participants across five editions
0
NBFCs, MFIs & HFCs
0
Speakers on the national stage
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Tech & Solution Partners

The Chennai Timeline

Edition 01 / 05
2019
The Beginning
Chennai's first gathering of lending leaders โ€” where the conversation began.

Chennai is emerging as the infrastructure capital of India's next lending revolution.

Market Share ยท NBFC-MFI

South India's Share of India's NBFC-MFI Portfolio

0%
South India โ€” 28%
Rest of India โ€” 72%
Credit Growth ยท FY25

NBFCs Are Outpacing Traditional Banking

NBFC Credit Growth20%
Banking Credit Growth~12%

NBFC credit is growing ~1.7ร— faster than the banking system.

NBFC AUM
โ‚น0Lakh Crore+

India's NBFC Sector AUM

India's second-largest credit ecosystem.

TN GSDP
โ‚น0Lakh Crore

Tamil Nadu Economy Size

A fast-growing major state economy.

TN MSMEs
0Million

MSMEs in Tamil Nadu

A vast small-business credit market.

MSME Credit
โ‚น0Lakh Crore

Tamil Nadu MSME Credit Portfolio

India's 2nd largest small-business credit market.

What Awaits You at the 23rd Edition?

AI-First Lending Conversations

Explore how AI, data intelligence, automation, and predictive analytics are reshaping underwriting, collections, customer journeys, fraud detection, and operational efficiency.

South India NBFC Leadership Gathering

Meet the region's most influential NBFC leaders, fintech innovators, regulators, and digital transformation experts under one roof.

Invite-Only CXO Exchanges

Exclusive boardroom-style discussions on responsible lending, regulatory resilience, co-lending models, collections transformation, and scalable growth strategies.

Innovation Showcase Zone

Experience next-generation lending technologies across AI, analytics, cloud, cybersecurity, LOS/LMS platforms, embedded finance, automation, and customer experience solutions.

Closed-Door Leadership Roundtables

Connect with NBFC decision-makers, policymakers, fintech founders, investors, and technology providers driving India's digital credit ecosystem.

NBFC100 Recognition & Awards

Celebrating the leaders, institutions, innovators, and technology pioneers redefining the future of India's lending ecosystem.

Where the Conversation Goes Deep

Focus Sectors

01

Fintech & Embedded Finance

02

Co-Lending & Credit Infrastructure

03

AI & Intelligent Automation

04

Risk, Fraud & Compliance Technologies

05

Cloud, Cybersecurity & Data Infrastructure

06

MSME & Bharat Lending Ecosystems

07

Collections & Customer Experience Technologies

08

Banking-as-a-Service (BaaS) & API Infrastructure

09

Wealth, Payments & Financial Distribution

The Leaders in the Room

Leading NBFC, MFIs, and HFCs CXOs From South India & Beyond
Decision Makers: Government & Regulatory Bodies
MDs, CEOs & CXOs From NBFCs, MFIs & HFCs
EVPs, SVPs, VPs, & GM ITs
Head of IT, Business, Product, Retail Banking, Compliance Transformation
Head of Operations, Treasury & Digital Transformation
Head of AI, CX, Cloud, Lending, Core Infra, Risk, & Cybersecurity
NBFCs & MFIs Associations
NBFC Domain Experts
Technology & Solution providers
& Many More…

What We'll Explore

Key Themes

View Full Agenda
01

Designing India's Intelligent Lending Infrastructure

Building scalable, AI-enabled, secure, and future-ready lending ecosystems.

02

AI, Risk & Responsible Credit

Balancing innovation with trust, governance, compliance, and customer protection.

03

The Rise of Embedded & Invisible Finance

How lending is integrating seamlessly into digital ecosystems and customer journeys.

04

Co-Lending, Partnerships & Ecosystem Banking

Strengthening collaboration between NBFCs, banks, fintechs, and infrastructure providers.

05

Future-Ready Collections & Customer Experience

Reimagining engagement, servicing, collections, and retention through automation and intelligence.

06

Bharat, MSMEs & Financial Inclusion

Expanding credit access through digital infrastructure, alternative underwriting, and inclusive finance models.

07

Cybersecurity & Digital Trust

Securing India's rapidly evolving lending ecosystem against emerging threats.

08

Data, Cloud & AI-Led Operations

How modern infrastructure is transforming scalability, agility, and operational resilience.

Testimonials

FIDC

Itโ€™s great to see such focused discussions around technology, inclusion, and the future of NBFCs. What stood out to me was how the sector is evolving into a regulated, technology-driven ecosystem that contributes strongly to inclusive growth. The conversations around digital lending, Aadhaar-led transformation, and regular data-driven reporting were very relevant and insightful. Elets is doing a phenomenal job by bringing the right industry leaders and tech perspectives together on one platform.

RARaman Aggarwal

Raman Aggarwal

Chief Executive Officer

Shriram Capital

Absolutely lovely atmosphere, lots of speakers, insights, and companies here - very well done. The discussions around AI, analytics, and removing inefficiencies in NBFCs were very relevant. What really stands out today is how digital payments and UPI transactions have accelerated transformation and financial inclusion even in the most rural areas. Platforms like these create opportunities for companies to collaborate, co-create, learn from each other, and build stronger industry connections.

ATAjay Thomas

Ajay Thomas

Group Chief Digital Officer

IBM India & South Asia

โ€œIt was very insightful with a lot of discussions, and I was really excited to see the extent of investment NBFCs are making with the help of AI. One thing that really impressed me was how AI is being utilized to reach semi-urban and rural customers and assess credit risk beyond traditional methods. The conversations around AI governance, data protection, explainability, and responsible decision-making were extremely important for the future of digital lending.

PVPradeep Vasudevan

Pradeep Vasudevan

Segment Leader, Data & AI

PNB Housing Finance

Events like the Elets NBFC100 Tech Summit are creating meaningful conversations around digitisation, data-driven lending, and customer intelligence. The discussions around CKYC, Account Aggregators, and digital ecosystems clearly reflect how the industry is moving towards faster onboarding, better financial insights, and more seamless customer experiences.

ARAnubhav Rajput

Anubhav Rajput

CIO / CTO

ACTICO

โ€œWhat India is doing in digital lending is very smart - having a good regulator in place, smart decisioning, and absolute growth. The discussions around financial inclusion and how financial products can reach people in rural areas were really important. The enthusiasm in the room, the action, and the conversations around AI, regulation, and growth were overwhelming. Events like this really help bring together the ecosystem and drive meaningful discussions for the NBFC industry.โ€

RARuben Alink

Ruben Alink

Managing Director, APAC

Satin Housing Finance

Itโ€™s an awesome platform. It gives people like us valuable insights and opportunities to meet, greet, and collaborate with others. Every time we cannot talk only of numbers, and since we all come from very different backgrounds with varied experiences, collaboration is the name of the game in the future. The discussions around regulation, digitisation, AI, and financial inclusion were very insightful, and I think this platform really brings the NBFC ecosystem together.

ASAmit Sharma

Amit Sharma

MD & CEO

Runo

What really stood out for us at this summit was how strongly the NBFC industry is focused on solving real operational problems through technology. The discussions around AI, calling dependency, and digital transformation were very relevant. At Runo, we have always believed in building solutions that address real pain points, and itโ€™s encouraging to see the enthusiasm and action in the room around technologies that can genuinely improve efficiency, monitoring, and customer engagement.

RPRajsekhar Patnaik

Rajsekhar Patnaik

Founder & CEO

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Past Speakers

The Leading Voices.
On India's Biggest NBFC Stage.

See More Speakers

Jiji Mammen

Sa-Dhan

ED & Chief Executive Officer

JM Jiji Mammen

Raman Aggarwal

Finance Industry Development Council (FIDC)

Chief Executive Officer

RA Raman Aggarwal

M. Balasubramaniam

Stratinfinity Inc

Chief Executive Officer

MB M. Balasubramaniam

Sandeep Nanduri

Tamilnadu Industrial Development Corporation Ltd.

IAS, Managing Director

SN Sandeep Nanduri

Karthick Ramadas

Sa-Dhan

Vice President & Regional Director

KR Karthick Ramadas

Dr Kumaran Sampath

AEGMA Capital Services P Ltd

MD & CEO

KS Dr Kumaran Sampath

Gautam Jain

Vedika Credit Capital Ltd

Managing Director

GJ Gautam Jain

Agri Gurunath N

Samunnati Financial Intermediation & Services

Executive Director

GN Agri Gurunath N

Ajay Thomas

Shriram Capital

Group Chief Digital Officer

AT Ajay Thomas

Vinod Kumar

Shriram Finance

Chief Digital Officer

VK Vinod Kumar

Prasenjit Datta

Vivriti Capital

CTO & CIO

PD Prasenjit Datta

Hema Ganapathy

Sundaram Home Finance

Chief Operating Officer

HG Hema Ganapathy

Vivek Kannan

Hinduja Housing Finance

Chief Operating Officer

VK Vivek Kannan

Krishna Swami

Aptus Housing Finance Company

Chief Technology Officer

KS Krishna Swami

Saravanakumar Krishnamurthy

Vivriti Capital

Chief Information Security Officer

SK Saravanakumar Krishnamurthy

Manikant R Singh

DMI Finance Private Limited

VP & Chief Information Security Officer

MS Manikant R Singh

Kunal Kathpal

Hinduja Leyland Finance

Chief Risk Officer

KK Kunal Kathpal

Dominic Vijay Kumar

Namdev Finvest Private Limited

President & Head of Technology

DV Dominic Vijay Kumar

Chelladurai A

IIFL Samasta Finance Ltd

Chief Credit Officer

CA Chelladurai A

Balaji TK

FlexiLoans

AVP — IT

BT Balaji TK

Linson Paul

Muthoot Microfin Ltd.

Chief Technology Officer

LP Linson Paul

Naresh Kumar Kandawada

Bharat Financial Inclusion Limited

Head — Digital Transformation Programs

NK Naresh Kumar Kandawada

Rahul Tripathy

Dvara KGFS

Chief Product Officer

RT Rahul Tripathy

Ramesh Kumar Aravamuthan

LaRaksha Impact Finance Enterprise Pvt Ltd

Chairman & MD

RA Ramesh Kumar Aravamuthan

Jagadeesh Venugopal

Aumnee

Chief Business Officer

JV Jagadeesh Venugopal

Vijay Anand R.

IBM India & South Asia

Automation Software Leader

VA Vijay Anand R.

Rajsekhar Patnaik

Runo

Founder & CEO

RP Rajsekhar Patnaik

Pradeep Vasudevan

IBM India & South Asia

Segment Leader, Data & AI

PV Pradeep Vasudevan

Manjunatha Devadiga

IBM India & South Asia

Technology Sales Leader, Automation

MD Manjunatha Devadiga

And Many More

Past Chennai Editions

Series Partners

The brands that have powered India's biggest & longest-running NBFC congregation, edition after edition.

20th Edition ยท Chennai

Past Glimpses

Moments from the NBFC100 Tech Summit

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The Venue

Hilton, Chennai

4.4 โ˜… ยท 17,000+ reviews
Banquet hall set for an event
Hilton Chennai ยท Guindy
5-Star Convention Venue
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